Alvear Lending: Redefining Real Estate Capital Markets

At Alvear Lending, we don’t just want to be another source of capital. We are creating a home for real estate capital markets—a single platform where investors can fund the deals they genuinely want in their portfolio. The key to our success? Only allowing proven operators to gain access.

Built by Real Operators

We are not typical bankers or spreadsheet consultants. Our team comprises former real estate investors, lenders, contractors, and technologists. We have been in the trenches—swinging hammers, underwriting deals, and chasing draw schedules. We truly understand the complexities of capital markets.

We’ve faced the frustration of opaque processes, inconsistent underwriting, and short-term thinking. That’s why we built Alvear Lending: to bring clarity, consistency, and smarter capital access to those who truly do the work.

This isn’t just a business for us; it’s personal. We are passionate about empowering operators with real track records. We want to give investors access to deals not diluted by hype or marketing fluff.

Why One Platform Matters

Currently, capital markets are scattered. You have private lenders here, crowdfunding platforms there, and institutional funds somewhere else entirely. This fragmentation is inefficient. It complicates scaling and burdens investors with inconsistent underwriting and shaky borrower track records.

We believe there’s a better approach. Alvear Lending is designed to unify these lanes. We already help investors access smart private loans—such as bridge, fix-and-flip, new construction, and DSCR rentals—without the typical red tape. But that’s just the beginning.

A New Kind of Crowdfunding

We are preparing to launch a crowdfunding arm, but it won’t be open to just anyone. Most crowdfunding platforms operate like open marketplaces. Anyone with a decent pitch deck can raise funds. This may work in marketing, but it doesn’t build trust.

Our approach is different: only borrowers who have already closed loans through Alvear Lending and demonstrated their ability to execute will be eligible to raise capital from our investor network.

Additionally, Alvear Ventures operates a registered funding portal, licensed with the SEC. This means that our crowdfunding arm isn’t just innovative; it’s compliant from the ground up.

Please note: Alvear Ventures and Alvear Lending are separately operated businesses with distinct regulatory filings, although they fall under the same ownership. Alvear Ventures is responsible for the crowdfunding portal and its compliance with Regulation Crowdfunding (Reg CF), while Alvear Lending solely connects real estate investors with private lending solutions through institutional partners. The two entities work closely together to deliver a smarter capital experience while maintaining operational and regulatory separation.

Here’s why this matters:

• It raises the floor. Investors know that deals are vetted, and operators have real-world success.

• It builds repeatability. Borrowers who deliver on projects gain access to capital more quickly.

• It creates alignment. Everyone’s incentives are linked to performance, not merely pitch decks.

  
  

The Theory Behind It

We believe all investors—whether accredited or just starting out—deserve access to clients who can deliver. This gatekeeping is not about being exclusive; it's about protecting capital and creating better opportunities for everyone involved.

In public markets, we rely on audited financials and consistent reporting. However, in real estate, you often have to sift through half-baked pro formas and guess who truly knows what they're doing.

By establishing a barrier to entry based on execution rather than marketing, we provide investors with a clearer path to quality. In return, we are helping our best borrowers scale without the hassle of chasing institutional capital.

Staying Compliant

We take compliance very seriously. Our future crowdfunding offerings will be structured in accordance with SEC regulations. They are designed to ensure transparency, investor protections, and proper disclosures. Regulation Crowdfunding (Reg CF) legally allows us to curate and restrict which offerings appear on our portal. We use this flexibility to protect investors and elevate platform quality by only showcasing deals from proven borrowers.

This isn’t about cutting corners; it’s about raising the bar.

Join Us in Shaping the Future

If you are an experienced borrower looking to expand, or an investor tired of sifting through noise, we are building this platform for you. Alvear Lending is where smart capital meets proven operators.

Book a call to learn more about our platform and how to get involved.

Conclusion

At Alvear Lending, we aim to change the landscape of real estate capital markets. Our dedication to only accepting proven operators creates a reliable environment for investors. Together, we can achieve a smarter and more transparent capital experience. If you believe in innovation and accountability, join us as we shape the future of real estate investing.