Bridge Loans
Accelerate your real estate investments and gain a competitive edge
Maximize your investment potential with Alvear's bridge loans, designed to help you move quickly in a competitive market. Leverage our capital to take advantage of opportunities without tying up your capital stack. Our streamlined process, powered by advanced technology and expert third-party services, ensures a smooth, efficient experience from start to finish. With Alvear, you’ll accelerate your success and stay ahead in the fast-paced world of real estate.
Streamlined financing solutions for your real estate ventures.
At Alvear, we simplify your financing experience. Our bridge loans outpace traditional banks, allowing for faster closings. Forget about the hassle of collecting pay stubs or W-2s—our advanced platform cuts through the red tape, speeding up the process. Discover a seamless, modern approach to financing your real estate projects with Alvear.
Kickstart your bridge loan financing—it’s as easy as 1, 2, 3!
Online pre-qualification
Get pre-qualified online with a simple soft credit pull, giving you a competitive advantage in real estate transactions. Plus, enter a property's address into our online calculator, and our technology will quickly analyze key details like square footage and location to find the best available pricing.
Connect with us
Once you've identified the perfect property, get in touch with us. We’ll help you review the details and provide insights to optimise your financing options.
Submit Application
Ready to take the next step? Apply now with no application fees or upfront costs, ensuring a commitment-free process as you move forward.
New purchase
Secure funding for both property purchases and up to 100% of your rehab costs. With our fast closings, you'll stay competitive in a market driven by cash buyers.
Flexible refinancing
Refinance your assets within six months to maintain liquidity and keep your investment power strong. Alvear enables flexible refinancing options, ensuring you can continue to leverage your capital for ongoing opportunities.
Experienced financing
If you’ve held a property for more than six months, our bridge loans offer the added financial flexibility you need to accelerate your investment goals.
Seamlessly navigate the competitive real estate market with Alvear’s bridge loans. Offering personalized financing for three transaction types, these loans cover non-owner-occupied properties such as single-family homes, manufactured houses, 1-4 unit residences, condos, and PUDs—perfect for your real estate strategy.
Strategic bridge loans crafted to support your real estate vision
Transparent Pricing – Clear, upfront pricing with no hidden fees or surprises.
Tech-Driven – A simple, efficient platform designed for you, not the finance pros.
No Income Verification – Skip the red tape and make financing easy and accessible.
No need for a third-party appraisal!
Waiting for appraisals can often delay financing for your fix-and-flip projects when working with banks or traditional hard money lenders. In contrast, Alvear utilizes an in-house valuations team to expedite the bridge loan process, allowing you to reach the closing table faster!
Bridge Loan FAQs
How can I optimize my real estate investment project with Alvear's bridge loans?
Frustrated by traditional bank barriers and rigid financing? Alvear's bridge loans offer high leverage and cover up to 100% of rehab costs, empowering your property purchases and renovations with ease. Your experience, exit strategy, and the property’s after-repair value are core factors in determining leverage, giving you the flexibility and financial freedom to invest confidently.
What should I be aware of regarding the fees related to Alvear's loans?
At Alvear, we prioritize fee transparency, so you won’t face hidden costs that could affect your return on investment (ROI). Unlike many lenders, we don’t charge prepayment penalties, giving you more flexibility in managing your financing. Our dedicated team is here to guide you through upfront costs and help you maximize leverage for your project's success. We encourage you to carefully review our term sheets to ensure you fully understand your loan terms and make the most informed decisions.
What level of service can I expect with Alvear's Bridge Standard loans?
Alvear's bridge loans deliver exceptional service, backed by a dedicated team of financing experts who ensure quick approvals and expedited processing, particularly for repeat borrowers. For further details, explore our guide, *Working with Alvear: The Bridge Loan Process - From Start to Close.*
What loan terms and leverage options are available with Alvear's bridge loans?
Our loan terms offer up to 90% leverage on the purchase price (LTC) and up to 75% of the after-repair value (ARV). Alvear finances 100% of rehab expenses, with loan amounts ranging from $100,000 to $3,000,000. We provide competitive rates and a straightforward fee structure with full transparency—covering processing and third-party fees. We're focused on being your lifetime partner, supporting your success at every stage of your real estate journey.
Which types of properties qualify for Alvear's bridge loans?
Eligible properties for Alvear's bridge loans include single-family homes, multi-family units (2-4 units), condominiums, planned unit developments (PUDs), and manufactured homes.
*Bridge loan rates are based on loan terms, borrower qualifications, LTV, and property factors and are subject to change. Non-owner-occupied rental properties only. Interest rates or charges herein are not recommended, approved, set, or established by the State of Kansas.
**We do not provide financing in the following states: California (CA), Nevada (NV), Arizona (AZ), New York (NY), Oklahoma (OK), North Carolina (NC), North Dakota (ND), South Dakota (SD), and Alaska (AK). Our Products are available in AL, AR, CO, CT, FL, GA, IL, IN, KS, KY, MA, MD, MI, MN, MO, NJ, OH, OR, PA, SC, TN, TX, VA, WA, WI, and WV, as well as Washington D.C.
Did you know?
Alvear manages all our bridge loans from the closing process to payoff.
At Alvear, we combine our in-house expertise with top-tier third-party servicers to offer you a seamless, reliable experience. By leveraging specialized partners, we ensure that every aspect of your bridge loan is managed by the best in the business—while our dedicated team remains your point of contact throughout the process.
From closing to payoff, you benefit from the efficiency of industry experts and the personal attention of Alvear. It’s a streamlined solution designed to give you peace of mind, every step of the way.
Discover the advantages of Alvear's in-house bridge loan servicing.
We ensure a fast, seamless, and reliable experience by partnering with specialized third-party servicers. These experts bring industry-leading precision and efficiency, allowing our team to focus on delivering personalized support at every step.
With Alvear, you get the best of both worlds—trusted specialists handling the details and our dedicated team overseeing the entire process to ensure everything runs smoothly, even after your bridge loan closes.
Alvear's service was outstanding, and they exceeded my expectations
David Lee
Real Estate Agent
Upgrade Your Bridge Loan Experience with Alvear
Our trusted third-party servicers provide unmatched efficiency, while Alvear offers personalized support.